Track shared expenses, settle debts effortlessly, and keep every group trip, dinner, or roommate situation crystal clear. No more awkward money talks.
Currencies
Split methods
Free to start
Built for real-world money situations — from weekend getaways to monthly rent.
Add an expense and split it equally, by percentage, by shares, or exact amounts — in seconds flat.
Create groups for trips, roommates, couples, or any shared situation. Balances update in real time.
Our algorithm minimizes transactions. Instead of 10 payments, maybe you just need 3.
Pay friends directly via Venmo, PayPal, or bank transfer without leaving the app.
Snap a photo of any receipt and we'll auto-extract items, amounts, and taxes for you.
Traveling? Add expenses in any currency and we handle conversion rates automatically.
Getting started takes less than a minute. Seriously.
Name it, add people via phone number or email. Done.
Log who paid, the amount, and how to split. Snap a receipt or type it manually.
Our algorithm calculates exactly who owes whom — simplified to fewest payments.
Send money with one tap. Record cash payments. Everyone stays in the loop.
Real feedback from friends and early users who helped shape QoolSplit.
"We tested this on our Banff ski trip with 4 friends. No more awkward 'who owes what' texts. The debt simplification is genius — turned 6 payments into 2."
"Finally replaced our messy rent spreadsheet. Setting up recurring expenses for rent and utilities took 2 minutes and now it just handles itself every month."
"I love that it supports Canadian dollars natively. Most apps default to USD and it's always a hassle. This just works — clean design too."
Ditch the awkward "you owe me" texts. Download QoolSplit and split expenses the easy way.